Top Ten Divided By Two – Buying A Car For Less

It can cost a lot to buy a car. But, does it have to be? There are a number of things that you can do to get the car that you want for much less. We have come up with a few select tips, some of them more labyrinthine than others but none too convoluted, with one goal in mind. And that is to save on buying a car.

Here, in brief, are five tips that can help you save money when buying a car.

Iron out your financing before you even think about choosing your options. While many car dealerships are offering financing for vehicles, this can be one of the more costly options. Make sure you talk to online financing companies, your local bank and your credit union. You probably will save a good amount of money here.

Do the down payment. Even a small amount of down payment could help you save a lot of money in the long run. Through prudent investment, it is possible to save more money than imagined. However, if you add a tad of down payment to the purchase, you can reduce the true principal that you would be owing through the purchase of the vehicle.

For those with less than desirable credit, get a co-signer. If you can get another person to co-sign for you, this could help you circumvent the obstacle of bad credit, which can certainly prevent you from getting the lowest possible price on the car of your choice. This helps to lower the amount of risk that you present to the car financer. Your chances of getting a reasonable price on that vehicle would definitely improve if you can mitigate that risk.

How about trading in your vehicle? If you have a car that you plan to trade in, you may be able to get a good price for it. There are several common-sense things you can do to ensure you get top value for your older vehicle to be traded in — make sure it is clean, in good running shape and properly maintained. Also start your research mission at this point by searching the ‘net for the value of comparable vehicles. Research on the value of your vehicle to avoid being “suckered” into a bad arrangement. The value of the trade in will lower the amount you have to have financed on your vehicle.

Dicker for a good price. Everybody wants to save money, don’t you want to do the same? Auto dealers, on the other hand, have a more pecuniary interest, and that is the amount of commission they can earn. How much will they make off of you? That is why one of the most important tips we have to offer you is to do your research regarding the type of car you want and how much it would go for. And in order to get the best price available, look at as many dealerships as you could. And of course, don’t forget to dicker for that good price with the salesmen. But despite the fact that haggling for price can be quite a heated affair, know when to put on the brakes. That’s the wrong way to get your price down.

So the next time you are buying a car, keep these five tips in mind and you will walk out of the dealership with a smile on your face and a wallet that is better for it all. Once everything is complete, you can save considerably on the principal as well as on the interest fees, among others.

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Motor Homes Can Be Great To Own

Why would you want to own one of the many different motorhomes that are available for sale from many motorhomes dealers? Here are some of the benefits of owning motorhomes, but the main benefit, really, would be having access to so many things an ordinary car, truck or van won’t give you.

First of all, motorhomes are the perfect vehicle if you want to take your family on a vacation, may it only be for the weekend or for several weeks. There is no more need to spend all this time planning where you are going to stay, where you will eat and cook food and what car you will have to rent. With motorhomes, you have a vehicle, a place to sleep and a place to cook food and eat, all in one.

Motorhomes come full featured with several household appliances and other assorted items, and staying in one means that you wouldn’t have to worry about a hotel reservation gone bad or the threat of being eaten by a bear while camping out in a tent. If you own one of these motorhomes, this makes the planning process easier and more enjoyable, as all you need to do is make sure you have everything you need for the trip. You don’t have many limits to what you can take with you. You can cook food, sleep and even shower in most of the motorhomes. You can even attach other equipment and vehicles (boats, jet skies and other sport equipment, for example) to your motor home.

Motorhomes are more than just convenient vehicles that can make your vacation more enjoyable. If you plan to visit your relatives, college-age kids or friends, or go on a business trip, a motorhome can also serve a good and fun purpose.

There are different motorhomes to choose from, as mentioned above, and they cater to every family size or requirement for travel. Motorhomes will also vary in terms of features, amenities, size and standard/optional equipment. Different types of motorhomes will have different prices so it is up to you to decide which motorhome to purchase.

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Paying Less At The Pump – Tips To Remember

Car maintenance can be expensive, and the rising cost of gasoline in the United States can really drain, so to speak, the funds available for car maintenance and related costs.

Contributing to poor fuel economy are missing or loose gas caps, worn spark plugs, under inflated tires, and dirty air filters and this is according to Rich White, the executive director of the Car Care Council.

Here are some tips to help you save money on gasoline, even as the prices continue to climb.

Don’t drive aggressively. Gas mileage can be lowered up to 33% on the highway and 5% on city streets because of this, which results to 7 to 49 cents per gallon.

Take care of your tires. A smart care maintenance tip in general, since driving with an under inflated tire is the equivalent of driving your car with the parking break on, and can cost you a mile for each gallon.

Watch out for worn spark plugs. Vehicles have four, six, or eight spark plugs, and these fire as much as three million times every on thousand miles, which creates heat, electrical, and chemical erosion. For proper care maintenance and gas conservation, replace your spark plug regularly.

Your dirty air filter should also be changed. Air filters that are clogged with bugs, dust, or dirt burns more gas than necessary and cuts off the air. Not only does this wastes gas, but the engine also loses power.

You need to watch those gas caps. Each year, about 147 million gallons of gas vaporize because according to the CCC, about 17% of vehicles have gas caps that are missing, loose, or damaged.

You shouldn’t idle excessively. You only need one or two minutes to warm up your vehicle and idling would get you zero miles to the gallon.

Watching that speed. Each mph over 60 results in an additional ten cents per gallon cost and as the speed of your car increases, the gas mileage decreases.

Losing some weight. By simply removing unnecessary items from your vehicle, you could reduce the weight by 100 pounds, which in turn will reduce your MPG by up to 2%, based on the percentage of extra weight relative to the weight of the vehicle.

The best way to get the most out of your car is proper maintenance and making sure that it remains fuel efficient. The health of your car depends on the regular visits to the auto mechanic so don’t skip them.

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Make Sure Your Car Is Running When The Heat Is Rising

You’ve worked hard all year and now summer vacation is nearly here. But if you get stranded on the side of the road miles from your destination, then your vacation might get ruined.

As you prepare to get away this summer, follow these helpful tips that can help make your vacation as relaxing and enjoyable as possible.

Getting a complete vehicle inspection. To keep your vehicle running, your vehicle manufacturer recommends inspections and services at regularly scheduled intervals. A complete vehicle inspection, including the air-conditioning system, may help drivers avoid costly repairs as well as keep cool on hot summer days. To ensure the engine’s exhaust and cooling system and battery is in good working order, hire a technician to help you.

Every month and before long trips, check the tire pressure. Properly inflate all four tires, plus the spare, to the vehicle manufacturer’s recommended levels. Under normal conditions, tires can lose up to 1 pound per square inch. To check the tire air pressure monthly, use an accurate tire gauge and always when the car is cool which means the car has not moved in at least 3 hours and has been driven less than 1 mile.

Checking the tire tread. At least 1/16 of tread depth is what tires should have. To perform the “penny test,” insert a penny in the tread at several points on the tire, with President Lincoln’s head pointed down. If the top of Lincoln’s head can be seen at any of the points, then your tire needs replacing because it’s worn out. Tires on passenger vehicles is what this test is appropriate for.

Check fluids. Checking the gas is something you shouldn’t forget as well.

Why shouldn’t you overload the vehicle? Creating excessive heat inside your tires and robbing you of fuel economy is overloading. With overloading, excessive or irregular wear or early removal of tires will be caused if tires are not inflated properly or not in good condition.

You need to pack an emergency kit. These kits will prepare drivers in case there’s an unexpected breakdown. Jumper cables, flashlight, batteries, protective gloves, a reflector, basic toolkit, flares and matches, a gallon of water, 12-volt portable air compressor, blanket, and nonperishable food are suggested items for a vehicle emergency kit. If you have an auto club membership, this could also be helpful. Also, make sure your cell phone is charged.

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How To Prepare Your Car For Resale

As new vehicle models make their way out of the factories and into dealerships, many customers will look to trade in or resell their current cars.

The overall condition, age, mileage, and the make and model of the vehicle are the factors that determine its resale value. Car owners can increase the value by taking proper care of the vehicle and keeping it in optimum condition even though a large portion of the resale value is predetermined.

Car owners can prepare their vehicles for resale or trade-in by following these tips:

Having all the ownership materials. The key component in resale value is the documentation that accompanied the vehicle when first purchased. Ownership materials include the warranty manual and owner’s manual. It also is important to have the spare key and, when applicable, the convertible top boot cover.

Fill the fluids and look under the hood. Oil, antifreeze, coolant are included as well as brake, power steering, and wiper fluid.

You can also do the basic operational checks. To see if there are any warning lights lit, check the dashboard and address indicated problems. Make sure that these things work: locks, windows, wipers, turn signals, the trunk release, mirrors, seat belts, defrosters, the horn, air conditioning and heat systems, lights, and seat adjusters. Accessories that were purchased with the vehicle, such as heated seats or a sunroof, should also be in working order.

You can conduct your own road test. You need to make sure that the vehicle starts easily and that the gear selector properly functions. The steering performance should also be checked and make sure that the over drive, cruise control, gauges, and sound system are all in top shape. The acceleration and brakes should also be effectively operating.

Checking for leaks. To check if there are dramatic decreases in fluid levels, inspect under the hood.

The overall appearance should be evaluated. Check for external scratches and dents to ensure all the wheels matched and are filled and any decals and stickers should be removed. Internally, clean the floors, mats and seats, along with the panels and dashboard. All personal items from the glove compartment and trunk should be removed. Finally, have your vehicle professionally washed and detailed prior to having the resale value evaluation.

And lastly, specialists recommend regular service and maintenance checkups by certified automotive experts throughout your vehicle’s life. To demonstrate that proper care was provided, keep your own record of maintenance and checkups performed on your vehicle in a logbook even though your dealership keeps a detailed history on file.

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Purchasing A Used Car

It’s trickier to buy a used car but you can follow most of the same guidelines as buying a new car.

First, know what car you have in mind. Try researching the car. There is a wealth of information online. You can check the edmunds.com website and check the car manufacturers website and consumer reports. Knowing the car’s approximate value is important before you go the dealer. You need to go to your bank or credit union first and see how much money can lend you on a used car before you go shopping. This way you’ll have a much better idea what you can realistically spend.

There are different models of the same car and you need to realize this. You may not find exactly the car with all the extras you want, or the exact color, but you may find something close that is a great deal.

When selling used cars, most dealers are honest and upright. They offer limited warranties with them. When you buy luxury end cars, a lot would still have warranties in effect.

Ask to see the records when you’re buying from a private seller. Go online and order a carfax car history report. Find out if the car will be sold “as is” or already state inspected. You need to take the used car to your mechanic to give it a once over especially if it’s being sold “as is.” You never know, it could need a lot of repairs. You can’t tell just by a visual inspection.

In determining the car’s value, the cosmetics of the car are an important factor. Cars are generally rated as being in good, fair or excellent condition. But these ratings would vary especially if you’re purchasing from a private seller.

You shouldn’t’ be pressured into making a quick decision especially by a private seller. Let the car go if they tell you they already have someone who’s willing to give them a down payment. Stick to your guns, and your budget. If you don’t get this car it wasn’t meant to be and there will always be another, and better one.

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Buying A Fast Car? Don’t Forget These Safety Features

According to studies, fast cars are more often involved in road accidents compared to other types of cars. People who drive their fast cars almost to the limits sometimes lose control of their cars that they end up either skidding off the road, get into collision with other vehicles and other forms road accidents. However, the good news is that although fast cars are often involved in road accidents, these incidents are not really much related to the technical defects or the overall set-up of the vehicle itself.

What experts believe is that fast cars are actually built to perform well on the road but the driving skills of the people behind the wheels may not be at par with the power of the fast car. There are many cases wherein the drivers of fast cars overestimate their driving skills and end up losing control of their cars. Therefore, it is very important to drive carefully and never abuse the power of your fast car because accidents do happen. Furthermore, before you do buy cars, you should check out the safety features of the car thoroughly.

Safety Features That You Should Look For In Fast Cars

When buying fast cars, the first thing that you need to check is the safety features. Antilock braking systems or ABS is what your car should have. With the ABS, you will be able to stop your car fast. Good ABS will help you deal with certain tight situations on the road. Not only will the ABS allow you to steer your car during panic stops but you can also prevent any untoward incidents. If you ask your car dealer to explain to you in details how this feature works, you can then learn more about the ABS of fast cars. You may also ask the car dealer to demonstrate how the ABS works so that you will have a concrete idea of how your car will perform in tight situations.

Aside from the ABS, it’s important to take a closer look into the traction control of the fast car. While your car is speeding, this feature will help prevent traction loss. Especially during extreme weathers and when you are driving at top speed in some winding road, this feature can be very helpful. Combined with the ABS, the traction control will help you keep your car stable on the road even during bad weathers.

However, since this feature has its own limitations, driving slowly and carefully during extreme weather conditions is still very much advisable. You should never think that just because your car has good safety features you can still drive fast even during extreme weather conditions.

Accidents do happen on the other hand which is why it always pays to check the airbag features of the fast car before you buy it. Looking for airbags at the front and side of the car is a must. Also very important are knee airbags.

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Dealing With Car Transport Strategies – 5 Tips To Consider

Let’s say that you have finally purchased the car that you have always dreamed of. Only problem is, the deal has been made in the other corner of the country. There are a lot of car transport services that help you transport your car from any one point to another so you do not have to view it as a problem. The following tips may help you deal better with your car transport company if you are unclear and uncomfortable dealing with car transport services.

Here is the Cost Factor

When you talk to the car transporter, the first question that you have to ask is what will be the total cost of the car transportation? In order for you to compare the rates, here you have to do some homework and ask for quotes. The cost of transporting your car is usually calculated on the basis of the following information that you need to supply to the auto transport company.

Origin and destination points

What is the type of vehicle to be transported?

What is the date of departure?

Type of transport service you want such as door-to-door or terminal-to-terminal etc.

Determine the Mode of Payment

You need to inquire about the payment method. A full advance payment is something most of the auto transport companies will not demand but still, others may request a deposit fee that should not exceed 25% of the total transportation cost. You may be required to pay a surcharge of 2 to 3% in case of credit card payment even though either cash or check is generally accepted.

Why You Should Go Through the Contact in Detail

Do not go by the verbal promises of the auto transporter, and be sure to put everything in black and white on paper. Make sure that there is a clause regarding the penalties the company has to pay if it cannot deliver your car within a specified time period. Similarly you may have to pay some penalty if you cancel the contract after a certain time limit. But this should not exceed $250.

Inquiring about Insurance

In case any damage occurs on transit, then your car insurance provider will be responsible for paying for the damage. But the auto transport company will not be responsible for their damage or theft if you place any personal article inside the car.

Do not be in such a rush when receiving your car, and make sure to examine your car carefully and slowly for any damage. Take note of the mileage in addition to the condition of the car, such as the car roof and bumpers.

Make sure that you examine your car carefully and slowly for any damage and do not be in such a rush when receiving your car. In addition to the condition of the car, such as the car roof and bumpers, you should also take note of the mileage. Instances of damages are rare; still if you find any, make a list of all damage and obtain the driver’s signature on it.

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The Top Ten List – Ten Common Mistakes Made By The Average Auto Mechanic

Not confirming the concern. It isn’t rocket science, really — you have to confirm the problem before you fix it, right? To fix a problem, the first thing one must do is recognize it.

Not enough road tests. The importance of a thorough road test (even for an oil change) is well documented in automotive training manuals. Yet, many technicians consider driving the vehicle into the shop good enough.

Misdiagnosis. Due to the aforementioned reasons and a plenitude of miscellaneous reasons unmentioned, cars often get misdiagnosed. Mechanics will dawdle away for hours, thinking they’ve got the problem down pat, but think again — who’s missing work and a day’s pay just to square this away with the Mechanic from Hell?

Throwing parts at a problem. There are many technicians who treat fixing a vehicle like betting on the lottery, in the sense that they use random parts to solve a problem rather than admit they can’t do it. Technicians would normally say, “What it is, good Sir, is that I replaced this, and, er…replaced it with that, and…it’ll be a while before we get ‘er out of ‘ere, cos it’s not fixed yet.” Alright, so we’re back to the very first mistake; diagnostics first before going full speed ahead, blah blah blah.

Not addressing primary concerns first. There are too many mechanics out there looking out for Number One (meaning themselves) and always thinking of a flim-flam to throw at the unsuspecting customer. There’s nothing wrong with this provided there’s no charge for the inspection, it doesn’t conflict with your time, and the upsell suggestions are valid (they’re frequently not). It is safe to say that a free inspection plus upselling is usually a red herring that leaves the main concern pitifully overlooked. So…what’s wrong with my car?

Overconfidence. Too often unqualified technicians get in over their heads. So they keep working and working, flummoxed as they may be, but not once do they endorse the duty to somebody with more skill and/or experience. They may be souls whose intentions are good, oh Lord, your car is going to be misunderstood!

Taking shortcuts. In the ongoing effort to beat the clock, technicians will create a host of problems: breaking parts, snapping bolts, short circuiting sensitive electronics. Read more about these mechanical misadventures in our excellent article on Auto Repair: How Can They Screw Up an Oil Change.

Poor Repairs. Mechanics often make a few crucial mistakes in their repairs, either out of sloth or incompetence. Sloppy work – that’s putting it succinctly. You’ll know it when you notice a few bolts missing, a part improperly lined up, if at all, or a component shoddily installed. And when computer repairs are a part of the repair work, one would shudder at the many programs they deprogram, the many codes they decode (albeit unsuccessfully) and the repeated failures to synchronize computer protocols — and those are just a few of the problems!

Failing to re-confirm a completed repair. Once a repair has been completed, double-checking the repairs performed is essential to ensure the car is back in running condition. Many times different parts are thrown in (as if the technician was auditioning for MasterChef) and as a result, the car’s owner is back a day later with his vehicle, borrowing a few words from the host of another cooking show — Hell’s Kitchen.

Boorish technicians. If the above nine mistakes weren’t bad enough, there are now greasy fingerprints on the hood and steering wheel, and two big greasy boot marks on the carpet.

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